Licensed in all 50 states

Make sure your family is taken care of, no matter what

We compare real quotes from top-rated carriers so you can find affordable coverage in minutes — no pressure, no obligation, just a plan that fits your family's budget.

Quotes in under 3 minutes

No medical exam options

Plans from $12/month

See your rate today

Answer a few quick questions — a licensed agent will follow up with your personalized options.

First name

ZIP code

Phone number

Email address

How much coverage are you considering?

By clicking "See My Rates," you provide your electronic signature and express written consent for Hansen Life Team and its licensed agents to contact you by phone (including calls or texts using an automatic dialing system or prerecorded voice), SMS/MMS, and email at the number and address provided — even if that number is on a Do Not Call registry — to discuss insurance products. Consent is not a condition of purchase. Message and data rates may apply. Reply STOP to opt out at any time.

Getting covered takes three simple steps

No confusing paperwork up front. We handle the comparison shopping so you can focus on your family.

Tell us about your family

A two-minute form gives us what we need — your age, health basics, and how much coverage you're thinking about.

Compare real quotes

We shop your info across top-rated carriers and bring back the options that actually fit your budget.

Get covered, worry less

Pick a plan, sign digitally, and know your family is protected — often the same week you apply.

Coverage built around your family's stage of life

Every family's needs are different. Here's where most people start.

Term Life

Affordable, straightforward protection for 10–30 years — ideal for covering a mortgage, income replacement, or your kids' years at home.

Get a term quote

Whole Life

Lifetime coverage that builds cash value over time — a good fit if you want a policy that never expires.

Get a whole life quote

Final Expense

Smaller policies designed to cover funeral and end-of-life costs, so those expenses never fall on your family.

Get a final expense quote

Why families work with us

We're independent, which means we work for you — not one insurance company. Here's what that looks like in practice.

Independent, not tied to one carrier

We compare plans from 15+ A-rated insurers to find the best fit for your health and budget, not just the one company we work for.

No pressure, no hard sell

You'll talk to a real licensed agent who explains your options in plain English — and it's okay to say no thanks.

We stick around after you sign

Your agent stays your point of contact for policy questions, beneficiary updates, and claims support — for the life of your policy.

What families are saying

"I put this off for two years because I thought it would be complicated. It took me ten minutes and I finally feel like a responsible adult."

W.F.

Wanda F.

Blowing Rock, NC

"Our agent found us a better rate than the quote I got directly from a big-name insurer. Genuinely didn't expect that."

Robert H.

Solvang, CA

"After our second kid, we knew we needed to get serious about this. No pressure, just clear answers to every question we had."

Margaret H.

Mount Dora, FL

Common questions

How much life insurance do I actually need?

A common rule of thumb is 10–12 times your annual income, though the right number depends on your debts, dependents, and long-term goals. Your agent will walk through this with you at no cost.

Do I need a medical exam to qualify?

Not always. Several of our carrier partners offer no-exam policies based on a health questionnaire, though rates and coverage limits vary. We'll show you which options you qualify for.

How fast can I get covered?

Simplified-issue and no-exam policies can often be approved within a few days. Fully underwritten policies typically take two to six weeks depending on the carrier.

Is getting a quote free, and am I obligated to buy?

Yes and no obligation. Quotes are free, and you decide whether to move forward after speaking with an agent — there's no pressure to purchase.